Keeping Up With the Joneses

Managing your money rather than living beyond your means

These are just some thoughts in case you are having trouble deciding on your New Years Resolution.

Many companies in the structured settlement industry advertise selling your settlements in order to afford a big vacation or additional accessories to your life that are not necessarily needed. But now, with the decline of financial stability more companies are beginning to cater to their customers by advertising ways to save instead of spend.

All this is an example of the classic cliché of maintaining the appearance of affluence rather than supporting actual financial stability and remaining prepared for all things unexpected.

Keeping up with the Joneses encourages bad spending habits and instant, rather than delayed gratification. Remember that old saying "living well is truly the best revenge", perhaps the better strategy is to not even care about the Joneses. Maybe showing your shallow neighbors that you are already happy with the things you have and show no desire for all the excess will make them compete with you, rather than you competing with them.

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